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Personal Loans

Is a personal loan a good choice for you?

Loans come in a variety of packages- from mortgages to car loans, credit carts and more, the range and types of loans you can get anymore are just about endless. 

At Crown Street, we specialize in unsecured personal loans. This means that you don't need collateral like a house or car to secure the loan. Personal loans are great for things like reducing high interest credit card debt, medical and other high interest debt you want to wrap up in to one tidy (and smaller) monthly payment. Ask us today for a rate!

understand it better

Personal Loans.
What Are They?

One of the reasons that we love personal loans is because they are so versatile. Lots of people think that they can only get a loan for things that are really important (buying a house, going to college, sending your kids to college, buying a new car, etc.).

However, in reality, you can get a loan for almost anything! This is where personal loans come into play.

The steps to getting a personal loan are incredibly similar to getting any other loan.


First, you’ll have to go to the bank or a similar type of lending institution.


Second, after you explain your situation and why you need the money, the bank will check your creditworthiness and decide whether or not to loan you the money.


Third, as long as the bank is confident you will repay the money, there is no reason that they won’t approve you!

Let’s take a closer look at how you can use a personal loan to your advantage. Once you’ve gotten your personal loan, there are a few common ways to put them to work for you.

The most popular ways to use a personal loan are:


Finance a large purchase


Cover an emergency expense


Consolidate debt

Loan Uses

How do I use a personal loan?

There are quite a few ways that you are able to use personal loans to your advantage.
Personal loans are defined as loans that can be used to:


Pay off
credit cards


Buy yourself
a new car


To pay for your wedding


Cover moving expenses


Make necessary
home repairs

This is what we mean when we say that personal loans are versatile.

There are so many different ways that they can be used to your advantage. For example, if you have an emergency trip to the hospital, you can get a personal loan to pay for it upfront (instead of a credit card or simply not going). Paying with a personal loan instead of a credit card is better because the interest rate will be significantly lower.

Another example of using a personal loan to your advantage would be to cover moving expenses if you were to accept a new job. This new job would be providing much-needed income but in order to relocate, you need some money to cover upfront expenses. In this instance, a personal loan can help you relocate and get your feet underneath you at your new role.

Personal loans can also be used proactively (instead of reactively). What we mean by that is that you can use a personal loan to get ahead instead of in response to an emergency.

One way to do this is by using a personal loan to consolidate any debt that you may have. For example:


The interest on credit card debt is incredibly high (usually between 18-30%).

It’s also one of the most common forms of debt in the United States. So if you have high-interest credit card debt, you can take out a personal loan to pay it off.


What’s the benefit of doing this?

Credit card interest is incredibly higher than the interest on a personal loan. By paying off your credit card debt using a personal loan, you'll be saving approximately 15% in interest. This can add up to thousands of dollars over the years!

Benefits of using a personal loan

There are two main benefits that are gained
from using a personal loan.


Getting a better interest rate

Being able to get a better interest rate can save you thousands of dollars over the course of your life. Personal loans are generally significantly cheaper than using a credit card or other type of financing.


Making large purchases

Regardless of what you’re using the money for, a personal loan can help make it more accessible to get access to that money. In essence, you would be able to get access to a large chunk of money, use that for your own purposes, and then repay it in much more manageable payments.


Use our comparison calculator to see how much you would be saving

Crown Street Funding is your partner

We ultimately care about you

Check Rates

See what type of loan you’re eligible for without any obligation to get started!


We’ve helped thousands of clients and know exactly what needs to be done to help you.

Flexible & Convenient

Our associates are available around the clock and able to work on a schedule that works for you.

Safe & Secure

Our system is built in a way that ensures your privacy is at the top of our priorities.


Why Choose Our Company

Crown street has been helping clients like yourself for years. We know exactly what’s needed to get the job done.


No hidden Fees

Since our main goal is to help you improve your financial health, we have absolutely 0 hidden fees.

Quick loan approvals

We know that most clients are anxious to move on from this situation as soon as possible. For this reason, we offer incredibly fast turn arounds for loan approvals.

Lots of Financial Options

Regardless of your debt situation, we’ll be able to find an option that works for you.


We care for you, that's what we do.

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Contact us

Please Contact Us With Any Questions

The best way to reach us is to give us a call or email using the information below. We do our best to respond within 24 hours. We look forward to hearing from you!

Call us Today!

(877) 386-7044



402 W. Broadway, Suite 400 , San Diego, CA 92101

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